Our Team
Our team of experts are ready to help you.
Rachel Lummis
CeMAP CeRGI CeCM CeARL
Senior Mortgage Consultant/ Director
Rachel founded Xpress Mortgages in 2006 following 12 years in estate agency. Rachel is the sole director of the firm but her passion remains in providing advice so continues to support her portfolio of existing clients. Rachel is proud to have been elected to the AMI board in April 2023 serving on the Board of the Mortgage trade body; the Association of Mortgage Intermediaries (AMI).
Carmen Green
CeMAP CeRER
Senior Mortgage & Protection Consultant
Carmen joined Xpress Mortgages in 2014 progressing through the ranks to become an experienced mortgage and protection adviser and is now an integral member of the team. Carmen has a passion for helping first time buyers and is also qualified to provide advice on Equity Release
Emily Teo
DipPFS CeMAP BEng
Mortgage Paraplanner
Emily joined Xpress Mortgages in 2020. Emily brings a wealth of experience having progressed from mortgage advice and protection to wealth management and financial planning whilst at HSBC. After a career break, Emily returned to the financial services industry as a Mortgage Paraplanner joining Xpress for a better work and family life balance.
Award Winning Mortgage Broker
Best Small Broker Winner
Mortgage Strategy Awards 2020
Finalist, Broker: Business Leader (fewer then 10 advisers)
British Mortgage Awards 2021
Finalist, Broker: First-Time Buyer
British Mortgage Awards 2021
Highly Commended
MoneyAge Awards 2021
Finalist, Best Broker (fewer than 40 advisers)
MoneyAge Awards 2021
Finalist, Best Small Mortgage Broker
Mortgage Strategy Awards 2021
Mortgage Strategy Awards 2020
Winner, Best Small Mortgage Broker
Mortgage Strategy Awards 2019
2nd Best Small Mortgage Broker
Mortgage Introducer Finalist
Mortgage Introducer Awards 2018
Mortgage Adviser Of The Year Finalists
Money Age Awards 2018
Best Niche Brokerage
Mortgage Force 2014
Finalist For Best Overall Brokerage
Mortgage Strategy Awards 2012