Our Team

Our team of experts are ready to help you.

Carmen Green

CeMAP CeRER

Senior Mortgage & Protection Consultant/Director

Carmen joined Xpress Mortgages in 2014 progressing through the ranks to become an experienced mortgage and protection adviser and is now an integral member of the team. Carmen has a passion for helping first time buyers and is also qualified to provide advice on Equity Release. Carmen was made a fellow director in 2022 in recognition of her dedication and commitment.

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Rachel Lummis

CeMAP CeRGI CeCM CeARL

Senior Mortgage Consultant/Director

Rachel founded Xpress Mortgages in 2006 following 12 years in estate agency. Rachel is a director of the firm but her passion remains in providing advice so continues to support her portfolio of existing clients. Rachel is proud to have been elected to the AMI board in April 2023 serving on the Board of the Mortgage trade body; the Association of Mortgage Intermediaries (AMI).

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Devina Heir

Mortgage Administrator

Devina joined Xpress Mortgages in 2024. Devina is a well-versed Mortgage admin with four years of experience. Devina is known for her friendly and approachable demeanour, as well as her ability to build strong relationships with clients and colleagues. She believes in the power of clear communication, transparency and strive to always provide a positive and stress-free experience for those she works with. Devina is excited to continue making a positive impact in the mortgage industry for years to come.

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Ella Whitman

CeMAP

Mortgage Administrator

Ella joined Xpress Mortgages in 2024. Ella is a dedicated Mortgage Admin with a passion for helping others achieve their dream home. With her CeMAP qualification, she has a deep understanding of the mortgage world, which allows her to guide clients through every step of the process with confidence and care. Ella finds joy in being a part of her clients’ journeys, ensuring they feel supported every step of the way. Ella is looking forward to gaining more experience within the financial sector.

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