Our Team

Our team of experts are ready to help you.

  • Rachel Lummis
    Rachel Lummis
    CeMAP CeRGI CeCM CeARL
    Senior Mortgage Consultant/ Director

    Rachel founded Xpress Mortgages in 2006 following 12 years in estate agency. Rachel is the sole director of the firm but her passion remains in providing advice so continues to support her portfolio of existing clients.

    Contact Rachel

  • Carmen Green
    Carmen Green
    CeMAP CeRER
    Senior Mortgage & Protection Consultant

    Carmen joined Xpress Mortgages in 2014 progressing through the ranks to become an experienced mortgage and protection adviser and is now an integral member of the team. Carmen is also qualified to provide advice on Equity Release.

    Contact Carmen

  • Emily Teo
    Emily Teo
    DipPFS CeMAP BEng
    Mortgage Paraplanner

    Emily joined Xpress Mortgages in 2020. Emily brings a wealth of experience having progressed from mortgage advice and protection to wealth management and financial planning whilst at HSBC. After a career break, Emily returned to the financial services industry as a Mortgage Paraplanner joining Xpress for a better work and family life balance.

    Contact Emily

Award Winning Mortgage Broker

Best Small Broker Winner

Mortgage Strategy Awards 2020

Finalist, Broker: Business Leader (fewer then 10 advisers)

British Mortgage Awards 2021

Finalist, Broker: First-Time Buyer

British Mortgage Awards 2021

Highly Commended

MoneyAge Awards 2021

Finalist, Best Broker (fewer than 40 advisers)

MoneyAge Awards 2021

Finalist, Best Small Mortgage Broker

Mortgage Strategy Awards 2021

Mortgage Strategy Awards 2020

Winner, Best Small Mortgage Broker

Mortgage Strategy Awards 2019

2nd Best Small Mortgage Broker
Mortgage Introducer Finalist

Mortgage Introducer Awards 2018

Mortgage Adviser Of The Year Finalists

Money Age Awards 2018

Best Niche Brokerage

Mortgage Force 2014

Finalist For Best Overall Brokerage

Mortgage Strategy Awards 2012

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