First Time Buyer

Our experts ensure that buying your first home is exciting, not stressful.

Xpress Mortgages will give you the financial advice that you require to ensure that you have the appropriate finance arranged so you can, not only buy your first home, but also make sure it stays yours if the worst was to happen.

We make sure that your first step onto the property ladder is a smooth one.

Buying your first home could be one of the most exciting times of your life but it could also be the most stressful. It is likely to be your biggest purchase to date and as a result, it consistently tops the list of most stressful life events. Our goal at Xpress Mortgages is to relieve that stress and make sure that your dream doesn’t become a nightmare.

We will find you the best deal to suit your needs.

There are countless mortgage options on the market, each with different features to suit a range of circumstances. It can all get a little confusing, but don’t worry!  Our advisers have access to avast range of products specifically designed for first time buyers so we can find and arrange the best deal for you.

We can even arrange an Agreement in Principle (AIP) for you. An agreement in principle is a written estimate from a mortgage lender, giving you an indication of how much money you can borrow. You can show this to estate agents and vendors to prove you’re a serious buyer and can, in theory, get a mortgage.

Do you need Help to Buy?

The government backed Help to Buy Equity loan scheme could be of assistance to you if you want to own your own home but are struggling to raise the full deposit required. Our advisers arrange mortgages for many customers under the Help to Buy scheme and our knowledge of this market means we are ideally placed to help establish whether this could be a good option for you.

We make sure that your home stays your home.

You’ve made the jump, you now own your first home, but you encounter difficult circumstances and are unable to keep up payments on your mortgage. What will you do?

Most people think that the unfortunate will never happen to them, but it does! Your home is your biggest asset and it is important will that you get the right advice to ensure you can meet mortgage payments if there are any difficult circumstances, before they happen.

Are you ready to buy your first home?

For further information, please contact one of our advisers who will be happy to help you raise the finance you need to step onto the property ladder.

Download our guide for First Time Buyers

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